A New Beginning Starts Here
Real People. Real Options. Real Results.
At FreshStart Property Solutions, we help homeowners in foreclosure take back control—whether that means staying in the home or moving on with dignity and cash in hand. We know how overwhelming it can be to face missed payments, legal notices, and the fear of losing everything. That’s why we exist: to simplify the process, offer real guidance, and create outcomes you can count on.
We don’t believe in one-size-fits-all solutions. Some homeowners need a fast exit. Others need help staying put. Some just want to understand their rights. That’s why we offer direct solutions like subject-to agreements and repurchase programs, as well as free consulting on how to handle things yourself—with step-by-step support from our team or through trusted resources.
We're local, hands-on, and honest. We take pride in treating every homeowner like a neighbor, not a number. Whether you’re weeks from auction or just starting to fall behind, we’ll meet you where you are—with compassion, clarity, and a game plan.
✅ Our mission: To turn panic into a plan—and foreclosure into a fresh start.
✅ Our promise: No pressure, no gimmicks, just real help from people who care.
About FreshStart Property Solutions
Your Path Forward From Foreclosure
Real solutions that bring you clarity, dignity, and peace of mind. We help you understand your options and take back control.
Subject-To Agreement
Let us take over the headache—without ruining your credit or dragging things out.
In this solution, we take over the remaining mortgage “subject to” the existing loan, often while giving you a cash incentive to move out peacefully and quickly. You don’t deal with repairs, agents, or closing costs. It's fast, confidential, and tailored to relieve pressure—especially when the sale date is closing in.
✅ Upside: Walk away with money in your pocket and peace of mind—without court battles or evictions.
🚫 Avoids: Foreclosure auctions, bad credit hits, and months of emotional stress.
Repurchase Agreement
Fall behind, but want back in? We’ll help you bridge the gap and reclaim your home.
If you’ve lost the home to foreclosure or are days from losing it, we may be able to buy it temporarily, then lease or sell it back to you under agreed terms. Think of it as a second chance, with legal protections and clarity from day one.
✅ Upside: Save your home, reset your situation, and rebuild control over your future.
🚫 Avoids: Permanent displacement, losing generational wealth, or dealing with untrustworthy investors.
Reinstatement Assistance
You’re still early enough to catch up. We’ll show you how.
If you have income but missed a few payments, you may qualify to reinstate your mortgage by paying the past-due amount. We’ll guide you step-by-step, whether you do it yourself, want our support, or need help negotiating with the lender.
✅ Upside: Keep your home and stop the foreclosure clock.
🚫 Avoids: Legal fees, credit damage, and escalation to auction.
Loan Modification Strategy
Restructure your loan so it works for your new reality.
Lenders may allow you to adjust your loan terms if you’ve experienced hardship. We’ll help you organize your documents, prepare your application, and communicate with the bank.
✅ Upside: Lower payments and a fresh start—while staying in your home.
🚫 Avoids: Rejection due to incomplete paperwork or missed deadlines.
Forbearance & Repayment Plans
Pause, then catch up—with the bank’s blessing.
In a forbearance, payments are paused temporarily. A repayment plan spreads missed payments over time. We’ll help you figure out which option fits best—and how to negotiate.
✅ Upside: Breathing room without giving up your home.
🚫 Avoids: Immediate foreclosure pressure and confusion over options.
Refinancing with Private Lender
Start fresh—with a new lender and new terms.
If your credit isn't perfect but your home has equity, a private refinance may be possible. We’ll connect you with trusted lenders who look beyond traditional qualifications.
✅ Upside: Replace a toxic loan with something sustainable.
🚫 Avoids: Repeated denials and foreclosure caused by rising payments.